Keeping up with your personal finances is easier said than done. Learn how to create a budget & stick to it with the 8 best budgeting books.
As a young adult, it’s important to learn about finances and how to maintain them. Unfortunately, it’s not all that common to learn about everyday finances in school, so you’re left to fend for yourself.
Picking up a few personal finance books can help you stay on top of your finances instead of letting them overwhelm you.
Just by doing a little reading, you can learn how to:
- Keep Track of Your Money
- Create and Stick to a Budget
- Pay Off Student Loans and Other Debt
- Invest Your Money
- Handle Emergency Expenses
- And So Much More
Whether you’re just starting your financial education or hoping to improve your personal finances, these eight budgeting books are the best of the best.
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1. The Total Money Makeover by Dave Ramsey
There’s a reason this book tops a lot of lists for finance books. It contains proven techniques for paying off debt and getting your finances in order, which isn’t something most people can pass up.
The Total Money Makeover is an excellent book for beginners who are hoping to become more financially literate.
Dave Ramsey does a fantastic job of walking you through the basics and teaching you how to budget your life. You will also learn how to handle emergencies and more significant expenses without it completely breaking you.
2. Broke Millennial by Erin Lowry
Written for a generation suffering serious financial woes, Broke Millennial: Stop Scraping By and Get Your Financial Life Together strives to keep you on top of the hard times.
This book is super relatable and easy for complete beginners. So if this is your first time cracking open a budgeting book, Erin Lowry has your back.
In an easy-to-read format, Broke Millennial teaches you about managing your student loans and other problems facing young adults today.
3. The Financial Diet by Chelsea Fagan & Lauren Ver Hage
The authors wrote this book for total beginners. I mean, it’s right in the name — The Financial Diet: A Total Beginner’s Guide to Getting Good With Money.
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It’s an easy-to-understand guide that teaches you how to get your budget in order. It also includes helpful lessons for investing, managing your assets, and even negotiating raises.
Everything in The Financial Diet qualifies as need-to-know information for everyone. If you’re hoping to get better at managing your money, it’s one you can’t afford to miss.
4. I Will Teach You to Be Rich by Ramit Sethi
Are you clueless about finances?
I Will Teach You to Be Rich is the reading choice for you!
This book presents a no BS approach to personal finance’s four basic pillars — banking, saving, budgeting, and investing. The very idea of those concepts may bore you to tears but give it a chance to win you over.
Because I Will Teach You to Be Rich is so engaging, it’s a fun read that won’t make you want to give up on your finances.
5. Your Money or Your Life by Vicki Robin & Joe Dominguez
Let’s talk about the full title of this book.
Your Money or Your Life: 9 Steps to Transforming Your Relationship with Money and Achieving Financial Independence.
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If that doesn’t make you want to work on your budgeting skills, nothing will.
In this book, Vicki Robin and Joe Dominguez teach you how to manage your lifestyle. You will find out how to make changes that can save you money and help you lead a more fulfilling life.
Your Money or Your Life’s primary theme is that more money doesn’t always mean more happiness.
That’s a reminder all of us can use every now and then.
6. The Everything Budgeting Book by Tere Stouffer
As the title suggests, this book will get you up to speed on everything you need to know regarding your finances.
The Everything Budgeting Book strives to help you stop living paycheck to paycheck. It will show you how to keep better track of where all your money is going so you can actually enjoy it.
And who doesn’t want to enjoy their money?
Tere Stouffer has put together a full guide of practical advice to help you get your finances under control today and plan for the future.
7. How to Manage Your Money When You Don’t Have Any by Erik Wecks
The author wrote this book for anyone that’s struggling to make ends meet every month. Unfortunately, there are a lot of people that could use a book just like this right now.
How to Manage Your Money When You Don’t Have Any is no-nonsense and practical. It offers a straight-forward approach to making the most out of what little income you have.
Unlike some other finance books, this one is not a get-rich-quick scheme. It’s here to help you keep your head above water in your time of need.
8. Rich Dad, Poor Dad by Robert Kiyosaki
This is not your typical finance book.
Rich Dad, Poor Dad: What the Rich Teach Their Kids About Money That the Poor and Middle Class Do Not! is written as a memoir. It dives into Kiyosaki’s upbringing, where he learned about money from his own father and the dad of a friend.
By reading this book, you will learn valuable lessons about making money work for you in order to build wealth.
The 20th Anniversary Edition even contains updates on how the information applies to today’s world. So you don’t have to worry about getting outdated information.
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Putting off your financial education is easy but could also lead to losing money in the long run.
Wouldn’t you rather know how to get the most out of your hard-earned money now rather than later?
By reading a few books, you can improve your personal finances in no time.
Start yourself off on the right foot with these eight fantastic budgeting books. They are sure to give you all the confidence in the world when it comes to managing your money. Hope you love reading “Best Budgeting Books”
Karen Lein is the General Manager of Grove at San Marcos. She is a Fresno State alumna and enjoys traveling and watching football. #GoDogs