A health EMI card simplifies payment for treatment, diagnostic care, and medicine payment. Find out why you need a health card and how you can find the best one for your family.
Why do you need a health card?
A health card and what it entails can vary because different companies provide different benefits when you use their card. Generally, there are many benefits of health card. A health card enables you to get treatment without carrying cash in hand. An emergency can strike at any time and you can’t always be prepared for when an emergency occurs. You may have had an accident or you may have burnt yourself while cooking. When you have a health card, you are better prepared for handling emergencies because you can make payment quickly. Due to the cashless nature of the health card, you don’t have to scramble to withdraw money from an ATM.
A health card is different from a credit card and a debit card and this is one of the benefits of health card. A health card is solely for the purpose of making payments in diagnostic centres, pharmacies, clinics, and hospitals. It makes it simpler for you to pay for expensive treatments in small increments such as low-cost EMIs. This can save you from paying high interest when you take a loan for an emergency treatment which is sometimes necessary in complex situations. A health card can save you a lot of headaches. Digital health cards are specifically useful because you don’t even need to carry a physical card. All you need is your smartphone to pay.
Another one of the benefits of health card is the security it provides. You won’t be given treatment unless you make payment. With a health card, you can pay instantly which can be life-saving in many cases. It avoids delays in many cases and provides what you need instantly so you don’t have to suffer. Many health cards now provide family coverage. This covers you and your family members such as your children, spouse, and parents. This enables you to have a single card for your entire family so you don’t need separate cards for each member of your family. A health card can be vital for these reasons. If you don’t have a health card then it is high time you think about getting one.
How can you find the best health card for you and your family?
Before you health card online apply, you need to know the best health card available in India for you and your family. A good health card will cover your entire family and provide a pre-approved loan limit so you can get treatment for your family instantly. For example, if a family member has a cardiac arrest, you can better handle the situation when you have a health card with you. You can pay for the hospitalization charges instantly through your card and get emergency treatment without any delays. A good health card should enable you to pay with ease and with zero complications.
The health card should enable you to easily pay as per your wish. For example, a health EMI card should ideally give you the freedom to pick how you wish to repay the amount spent on treatment. You can incur exorbitant medical costs and the health card should enable easy repayment options so that you can repay without extra fees and costs. The health card should also cover a wide range of hospitals, clinics, and pharmacies so you get the best coverage. It should also enable you to get treatment from most cities in India so even if you are traveling within India, you get to use the health card when you need to.
Bajaj Finserv Health EMI Network Card is one of the topmost health cards because of its capabilities and simplicity. You can get two types of cards; Insta Health EMI Network Card and Non-Insta Health EMI Network Card. Both the cards provide you with a pre-approved limit so you are safe in case of emergencies that can arise anywhere. The EMI card from Bajaj Finserv allows you to choose the tenure of EMIs. You can choose the minimal limit where you have 3 months to completely pay the EMIs. Or you can choose 24 months which is the maximum limit to pay the EMIs. You get personal accident insurance for free when you apply for this card.
The benefit of this card is that you can use it for more than 800 treatments across India. The card can be used in more than 1000 cities in India and in more than 5,500 partner pharmacies, clinics, and hospitals. If you already have a Bajaj Finserv EMI Network Card then you don’t need to provide any documentation when you apply for this card. You can apply online or in partner stores and medical centres. If you don’t have the Bajaj Finserv EMI Network Card then you can apply by visiting a partner medical centre in India. With the card, you get exclusive offers and discounts too.